A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.

Annuities are a mixed bag -- they're a great way to help ensure you won't outlive your money, but fees are costly.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while annuities do come with some sizable benefits overall, what you ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Take 401(k) plans and annuities, for example. A 401(k), which is a ...

Annuities are a tool that can create reliable retirement income that can last as long as you do. Each annuity is a contract between you and an insurance company: You provide the company money now, and ...

An annuity is a financial product designed to provide a steady income stream during retirement. It is a contract between you and an insurance company, where you make a lump-sum payment or a series of ...

One of ACLI’s proposals would require defined contribution plans to offer an annuity option. Under the framework outlined to lawmakers, participants in plans such as 401 (k) and 403 (b) arrangements ...

Choosing the right type of annuity payout depends on when you want payments to start, how long you want them to last and if you want a survivor’s benefit. Single-life annuities provide higher income ...

The U.S. annuity market has grown significantly, and that momentum is bound to continue into 2026. Record-breaking annuity sales over the past several years reflect a growing demand for safety and ...

Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.