The GSEs are taking a closer look at how they evaluate collateral risk. Appraisal modernization is vital. Gareth Borcherds, managing director Ascent Software Group outlines the three categories to be ...

Business collateral can reduce lender risk, creating new opportunities for small-business owners ...

There is an attitudinal shift among risk managers, according to a global survey by the Professional Risk Managers’ International Association (PRIMA) and SunGard. The survey shows risk managers are now ...

In today’s mortgage landscape, appraisals are a critical component of the loan origination process. To stay competitive, lenders need to adopt a comprehensive approach to collateral management that ...

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...

Cash has long dominated variation margin (VM) for uncleared derivatives, but that dominance is being tested. Rising funding costs, regulatory pressures and repeated episodes of market stress are ...

Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t repay their loans Collateralized loans are generally easier to get and come with more favorable ...