A credit card can be a powerful tool in your personal finance strategy. With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks.

A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A credit card is a financial tool that allows you to make ...

Don't charge another dime until you read this. Dec. 26, 2012— -- It's time for new beginnings, and perhaps that means a new credit card. Finding a good card -- and managing it well -- can boost ...

Using credit cards strategically for summer vacation expenses can help you save money. Choosing the best card for each purchase can allow you to enjoy free travel perks, travel insurance and ...

The lender considers you responsible when you have a higher credit score, while a lower credit score may not be helpful for ...