The Average Credit Score Just Dropped Again. How Do You Stack Up?

There’s a growing gap between thriving borrowers with strong credit and struggling borrowers whose delinquencies are bringing down the average.
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Credit scores are dropping rapidly. Here's why (and what to do about it).

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...
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Loan Delinquencies Are Up, And Credit Scores Tick Down

More Americans are behind on payments, and in July, the average credit score fell. Delinquencies are increasing on mortgages and auto loans, and these balances are also growing due to inflation. Even ...
American Enterprise Institute

Estimating the Effect of a Two-Score System on Loan-Level Price Adjustments (LLPAs)

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

Want to Increase Your Credit Score? Here's How Much You Should Actually Use Your Card

Learn how much of your total credit you should be using to boost your credit score -- and when you're spending way too much.
Seeking Alpha

More Consumers Migrating to Higher Credit Scores Since Beginning of Pandemic, Though Some Borrowers Performing Like Those at Lower Levels

CHICAGO, July 12, 2023 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) study, “Score Migration Impact to the Credit Ecosystem,” found that median credit scores – aided by government assistance ...
AOL

Here's How Much Credit Scores Have Changed in Each State Over the Past 5 Years

Some money experts suggest you regularly check your credit score. One common way to do this is to look at your FICO score. This score is a particular brand of credit score that helps lenders determine ...
Forbes

Average Credit Scores Are Falling—Here’s How To Protect Your Finances Now

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...
AOL

Here’s the Average Credit Score of Americans at Every Age (How Do You Compare?)

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...
ConsumerAffairs

Do Buy Now, Pay Later Loans Affect Credit Score?

Buy now, pay later loans do show up on consumer credit reports, but they’ll only affect your credit score and are only ...
Investopedia

Loan Delinquencies Are Up, And Credit Scores Tick Down

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. SimpleImages/Getty Images More ...