Homeowners with stronger credit scores are increasingly defaulting on mortgage payments

Rate of ‘near-prime’ borrowers missing payments for 90 days increased by 31 per cent by end of 2025 from year earlier ...

Equifax Pricing Shift And Canadian Delinquencies Reframe Credit Risk Story

Equifax (NYSE:EFX) is reducing the price of VantageScore 4.0 mortgage credit scores in an effort to lower costs for lenders and expand access to homeownership. The company is also offering more ...

Is the pain of the K-shape economy bleeding into the middle class?

Canada's middle class appears to be struggling, with new data showing more are taking on debt as financial pain bleeds out ...

Cautious Holiday Spending Appears to Have Softened the Typical January Credit Card Delinquency Spike

Equifax Canada reports that financial stress grew in Q4, but at a slower rate than prior yearsEquifax Canada® Market Pulse Quarterly Consumer Credit Trends and Insights TORONTO, Feb. 24, 2026 (GLOBE ...