Buying a car or applying for credit? To check your creditworthiness, lenders will look into your credit scores. You're likely familiar with your FICO Score, but what's your VantageScore and why is it ...
VantageScore 4.0 can help homebuyers with a thin credit history, medical debt or settled collections issues secure a mortgage.
New independent research reveals that nearly five million additional U.S. consumers become mortgage eligible when evaluated using VantageScore 4.0, representing an estimated $1 trillion lending ...
When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...
Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...
“Lenders are looking past unproven marketing claims by our competitor and instead focusing on real-world VantageScore 4.0 superior results,” said Tony Hutchinson, EVP and Head of Public Affairs at ...
VantageScore is a credit scoring model that helps lenders make credit decisions when applicants apply for a loan or other type of financing. This credit scoring model works similarly to the ...
On September 5, 2025, we published a research paper concluding that VantageScore 4.0 overstated its performance claims. We identified key methodological flaws in VantageScore’s analysis and, after ...
Find out how credit score ranges affect you. Learn the difference between FICO & VantageScore and how to check your score for free.