We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, before you sign on the dotted line for a debt forgiveness program, ...

・There's a myth that student loan forgiveness is "instant" or that people can receive it for doing nothing. ・The truth is that most student loan forgiveness programs require years of qualifying ...

・Starting January 1, 2026, forgiven federal or private student-loan balances may once again be considered taxable income. ・If forgiveness occurs in 2026 or later, you’ll likely receive Form 1099-C ...