Historically, graduate students enrolled at least half-time could generally borrow up to the full annual Direct Unsubsidized Loan limit, regardless of whether they attended half-time or full-time.
Private student loans can help you pay for college when you've maxed out all other forms of financial aid, but it may not be worth taking on more debt if you can avoid it.
Compare graduate student loans for 2026, including federal and private options, rates, repayment terms, and top lenders for grad school costs.
New federal loan rules effective July 2026 limit borrowing and end Grad PLUS loans. Here is how to cover costs.
If you've maxed out on federal aid, private lenders like College Ave, Earnest and Sallie Mae can make your graduate school goals a reality.
A graduate student reviews financial aid documents as federal loan changes set to take effect July 1, 2026 reshape how millions pay for advanced degrees. For nearly two decades, the Federal Graduate ...
Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. South_agency/Getty Images New ...
See more of our trusted coverage when you search. Prefer Newsweek on Google to see more of our trusted coverage when you search. A new bill introduced by Representative Shomari Figures, an Alabama ...
New federal loan limits restrict borrowing for graduate degrees in many fields, and prospects for private loans are also grim.
Kelly Anne has over six years of experience with reporting and editing in the personal finance space. Her work has been featured in national publications including Reader's Digest, CNBC and Forbes.
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Best graduate student loans of July 2026
Federal graduate student loan options include direct unsubsidized loans and Plus loans for those who borrowed before July 1, 2026. Consider exhausting your federal student loan options and other ...
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