Coverage for Pre-Existing Conditions: These provides cover for any pre-existing medical conditions after a period of time in which you must be covered under the Mediclaim will typically be 1-4 years.

Senior insurance offers 50,000 tax breaks and lifetime cover, but requires careful disclosure of pre-existing conditions and waiting period checks.

Medical tests for senior citizen health insurance may include blood and urine tests, blood pressure, blood sugar screening, heart checks, and liver and kidney function assessments.