Down Payment: The amount you can pay upfront for a car can affect your loan's interest rate. The more you put down, the lower ...

Auto refinance rates start below 5.00% for qualified borrowers ...

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car ...

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

A debt-to-income ratio under 36% is ideal ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade ...

High interest rates make one common auto loan mistake especially costly, driving up monthly payments and total interest paid over the life of the loan.

Bad credit? Yes, you can still get a car loan - ‘The best thing you can do is to shop around; even a 5% difference in ...

The Federal Reserve lowered interest rates on Wednesday. The September FOMC decision has a ripple effect on many types of consumer loans and savings rates. Here's the breakdown of how the Fed's rate ...