Down Payment: The amount you can pay upfront for a car can affect your loan's interest rate. The more you put down, the lower ...

Auto refinance rates start below 5.00% for qualified borrowers ...

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car ...

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade ...

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

High interest rates make one common auto loan mistake especially costly, driving up monthly payments and total interest paid over the life of the loan.

The Fed's long-awaited rate cut could bring some consumer rates down, which may be good news for borrowers hoping to refinance into lower-cost loans. But whether to refi existing mortgages, car loans ...

A debt-to-income ratio under 36% is ideal ...

Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content. By Kimberlee Leonard Even with ...