Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should be intimately familiar with IRMAA — the initials that stand for “income-related monthly adjustment amount.” It’s the ...

IRMAA stands for Income-Related Monthly Adjustment Amount. It's an additional surcharge that some Medicare beneficiaries pay in addition to their standard monthly premiums for Medicare Part B and ...

IRMAA is an extra charge on top of your regular Medicare Part B and Part D premiums. It’s based on your income from 2 years prior. The Social Security Administration determines if you owe IRMAA based ...

Single filers and those with other filing statuses have lower thresholds. Each year, Medicare adjusts these brackets for inflation, so plan for annual changes. Even a modest IRMAA surcharge can ...

Projections for Medicare’s 2026 income-related monthly adjustment amount (IRMAA) are out. Now is the time to check your 2024 tax return to see if you might be subject to the surcharge next year. This ...

I'm sorry you've had so much trouble with this topic-many retirees run into similar questions when planning Roth conversions around Medicare premium thresholds. Fortunately, the answer is pretty ...

How does Medicare calculate our gross income to determine whether we’ll pay a premium surcharge? We’re married, filing jointly, with income consisting of pensions, interest, capital gains and ...

I’ll reach my RMD distribution age in 2026, and I’m trying to figure out how much I can transfer from my traditional TSP account into an external Roth IRA in 2025 without exceeding the IRMAA threshold ...

Note: The final 2026 numbers have been announced. Read Medicare Premiums 2026: IRMAA Brackets and Surcharges for Parts B and D to see the official numbers. The IRMAA applies to all Medicare ...

In 2025, you'll pay more for Medicare with IRMAA brackets that start at $106,000 for individuals and $212,000 for couples. IRMAA (income-related monthly adjustment amount) is an extra fee that you pay ...

If you have Medicare Part B and/or Medicare Part D prescription drug coverage, you could owe a monthly surcharge based on an ...