Avoiding auto loans might seem like a savvy financial move, but the long-term costs are often ignored.

Dealers often have more flexibility to structure deals when you finance, because price, loan terms, and add-ons can all be negotiated. Financing can lower your total cost through rebates, 0% offers, ...

In my car-selling days, we had a mix of buyers at the dealership. Some paid cash, but more financed their purchases. There was leasing, too, but that's another story. Taking out a loan is logical ...

Buying a car is a big financial decision, and it's rarely just about the numbers. There's the excitement of driving something new, the pressure inside the dealership and the fear of missing out on a ...

If this is your first time getting a car loan, you probably have a million questions: "Should I get a loan from the dealer?" "Are online lenders legit?" — and everything in between. There are actually ...

Sara is an experienced writer, editor, and project manager who specializes in personal finance, news, and lifestyle content. A journalist with more than two decades of experience, Sara has served as ...