Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.

If you’re thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people — especially first-time homebuyers or those with past credit issues — get into ...

To qualify for an FHA loan, applicants must have a minimum credit score of 580 (or 500 with a 10% down payment), no recent bankruptcy or foreclosure, a debt-to-income ratio below 43%, residency in the ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

FHA loans make homeownership more accessible for first-time homebuyers. If you have a lower credit score or minimal funds available for a down payment, these loans could also be ideal, as the lending ...

The Federal Housing Administration announced it's increasing term options to include a 40-year mortgage in May. In March, the U.S. Department of Housing and Urban Development published a final rule ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When ...

A pre-approved mortgage is usually good for up to 120 days. In a competitive housing market, having a pre-approved mortgage can help you stand apart from other potential buyers. But how long are ...

Whether you're buying a fixer-upper or just want to modernize the kitchen of a dated home before you move in, a FHA 203(k) loan insured by the Federal Housing Administration (FHA) could be the ...

Getting pre-approved for a loan can be a valuable step when preparing for a major purchase like a home or car, as a pre-approval gives you an idea of how much financing you may qualify for, based on a ...