You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. This as-told-to essay is based on a conversation with Lawayne Dacosta. It has been edited for length ...

Managing your personal finances can be complicated. Even for experts, refining a budget, paying off high-interest debt and saving for the future is a matter of trial ...

When examining your life, its tempting to hit the playback button and imagine a better version of what happened or what could have been. Decisions both big and small can have significant impacts on ...