Refinancing your mortgage can be a valuable financial move. It can make it easier to afford your monthly payments and/or lower the long-term cost of your mortgage. Too often, though, people face ...

You have two options for refinancing a VA loan: a VA streamline refinance, also known as a VA IRRRL, or a cash-out refi. Some or all of the mortgage lenders featured on our site are advertising ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

The online request to our Sunday “Real Estate Today” show held a hint of desperation. “I need to nail down a lower rate,” Howard wrote. “But I am getting different opinions about my wife’s VA loan.” ...

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages, come ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

That monthly mortgage payment can feel like a permanent resident in your life, a houseguest who overstayed their welcome by ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

It is difficult but possible to refinance a mortgage even if you have bad credit. Other factors beyond a credit score can help. You may think that refinancing your mortgage if you have bad credit is ...