Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to budgeting, there’s a broad spectrum of how people like to ...

In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic Analysis (BEA) reported that... In hindsight, it ...

In the broadest sense, a budget is an allocation of money for some purpose. The word once used to mean “pouch” or “purse”; a budget therefore is “what’s in the pouch.” Budgeting as an activity ranges ...

Trying to get your spending under control? Just like with dieting, it can help to add some structure by following a plan, especially if your budget is likely to be bigger because of inflation, as The ...

Did you know that the majority of small businesses don’t even bother creating budgets? It’s true, as the statistics show. Consequently, they suffer from a lack of financial oversight; without budget ...

It's not surprising that so many small- and medium-sized businesses use line-item budgets. They're easy to use and quick to create. You don't need an accounting degree to figure them out. But there ...

While 2020 definitely wreaked havoc on household budgets across the country, recent data shows 2021 was not great for our finances, either. In fact, recent data from the Federal Reserve Bank of New ...

A primary responsibility of a small-business owner is to develop plans, or budgets, that formalize a company's operational objectives and express them as financial performance criteria to be met by ...

Every business, whether small or large, needs a way to track its expenses, revenue and profits. “Budgets are really important for both internal and external (reasons),” says Joseph Fahey, director of ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...