A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A hard credit check can take a few points off your score temporarily, but a soft inquiry doesn't affect it. Many, or all, of the products featured on this page are from our advertising partners who ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Refinancing replaces your old mortgage with a new loan, which can lower your average age of credit – a small but meaningful component of your credit score. Mortgage refinancing usually requires a hard ...