A decade ago, banks competed fiercely on product innovation, launching new credit cards, savings accounts, and loan products to attract customers. Today, the battleground has shifted. The focus is no ...

Alex Kreger, UX Strategist & Founder of the financial UX design agency UXDA, designs leading banking and fintech products in 39 countries. The imminent integration of AI into daily routines promises ...

In the past, banks built themselves from the inside out—and for decades, it worked. Products were developed around a sturdy core banking system and rigid business process to ensure security and trust, ...

On paper, many banks look well controlled. The numbers are steady. The reports are complete. The dashboards are reassuring. And yet, something still goes wrong. Not always dramatically. Not always ...

Banking technology has been evolving rapidly. It wasn’t too long ago that you needed to visit a physical bank branch to deposit a check or transfer money to a different account — tasks that you can ...

Digital currencies are forcing a rethink of what a bank is for, and the services most people use every day are right in the crosshairs. As money shifts into programmable, networked formats, the ...

These startups help businesses manage money without relying on traditional banks for every task. They offer tools like cards, lending and expense tracking to simplify cash flow and reduce back-office ...

As banking shifts to an increasingly digital landscape, companies are developing new tools to meet their clients’ demands and championing new ideas to pioneer this technological revolution. CaixaBank, ...

In 2000, before smartphones and mobile apps became ubiquitous, Axos Bank launched with a bold vision: to be the first bank that existed entirely online. Twenty-five years later, that vision has not ...

As the world confronts the escalating impacts of climate change, the financial sector has become a pivotal force in driving sustainability. Banks, in particular, are aligning their lending, investment ...

The GENIUS Act defines a payment stablecoin as a digital asset that trades on a public distributed ledger that is designed to facilitate payment. It must be redeemable for currency but is explicitly ...

Alert Microfinance Bank launched several cutting-edge products to enhance customer experience and support sustainability recently at Strong Tower Event Centre in Ikoyi, Lagos. The event served as ...