The interest-earning potential with either account is significant now, but only one will guarantee those returns.

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

If you’re considering a certificate of deposit (CD) for safe, predictable growth, First Horizon Bank is one option — especially if you live in the South or Mid-Atlantic and prefer a regional bank with ...

A divided US Federal Reserve lowered interest rates Wednesday for a third consecutive time this year, but signaled that it could hold off further reductions in the coming months. Fed Chair Jerome ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...