As expected, the Federal Reserve raised the federal funds rate at its Sept. 16 meeting, moving the benchmark 25 basis points to a range of 3.75% to 4.00%. It's the first hike since July 2023, when the ...

Erin is a Senior Banking Writer at Forbes Advisor, bringing several years of experience in personal finance topics. She previously worked as a staff writer for Kiplinger.com, where she covered a broad ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Six ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. If ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Isaac Braun is the Research Manager for Investopedia. He has analyzed data for over ...

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing ...

Certificate of deposit rates are up this month, with average 12-month accounts paying 1.73% APY, a 2 basis point increase over the period, according to the latest government data. But with inflation ...

There’s no doubt: CDs are experiencing a boom. According to the Luminate 2026 Midyear Report, CD sales in the US have increased by 16 percent since the start of the year. In fact, CD sales are growing ...

As the interest in CDs continues to surge (US sales are up 16 percent since the start of the year), audio brands have taken it as a green light to release new CD players. And a lot have done so. In ...

Always compare interest rates on CDs, including against other savings options such as high-yield savings accounts. Choose a term length that balances your needs for earnings and liquidity. Be aware of ...