Mortgage interest rates moved in opposite directions, but one benchmark rate saw a decline. Rates change on an hourly, daily and weekly basis.

Fixed annuities are one of the most common types of annuities. They have both a current interest rate (that usually resets periodically) and a minimum guaranteed rate (that remains in-force for the life of the contract). The rates of the annuity will be spelled out in the annuity contract.

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.72%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.