1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...
Delinquencies are at their second highest level in three years, led by deterioration in the performance of FHA loans, the ...
With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...
With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...
Senate committee advances Frank Cassidy and Joseph Gormley as FHA and Ginnie Mae leaders, with industry groups urging prompt ...
Finding the right mortgage lender can be tricky, but doing so can also pay off, both literally and figuratively, especially ...
Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.
Think the 20% down rule still applies? The average down payment for first-time homebuyers was 9% in 2024, according to the NAR, the largest since 1997. There are many options available to borrowers ...
The long-awaited jobs report paints a mixed picture for market participants: nonfarm payrolls increased by a ...
Getting approved for a mortgage is tough: Lenders review your income, assets, and outstanding debts. According to the New York Fed, the average rejection rate for mortgage applications rocketed to a ...
The market is in a bit of a lull right now as it braces for a deluge of economic data, which could spark volatility, said ...
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