1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Accel Construction recently announced the opening of its new local Design Center to serve homeowners in the Tampa Bay area, alongside the introduction of its proprietary Rapid Renovation Division.

Delinquencies are at their second highest level in three years, led by deterioration in the performance of FHA loans, the ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Senate committee advances Frank Cassidy and Joseph Gormley as FHA and Ginnie Mae leaders, with industry groups urging prompt ...

Finding the right mortgage lender can be tricky, but doing so can also pay off, both literally and figuratively, especially ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.

Think the 20% down rule still applies? The average down payment for first-time homebuyers was 9% in 2024, according to the NAR, the largest since 1997. There are many options available to borrowers ...

Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers, according to the head ...

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