In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...

Recently, the Department of Housing and Urban Development (HUD) solicited feedback on how to enhance the HECM program. Therefore, I thought this was a perfect opportunity to bring this ...

From steel and cement to UFC and AI software, nine fund managers share their highest conviction Sohn Hearts and Minds stock ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When ...

Home equity loan interest rates fell to a 2-year low this week. Here are three things borrowers should do right now.

The average rate on a 30-year U.S. mortgage edged higher for the second week in a row, hovering near its low point so far ...

In recent months, the de facto central bank here has intensified scrutiny of lenders’ decisions on distressed loans. It has ...

Despite high rates and prices, lenders are optimistic about the U.S. housing market, expecting mortgage originations to rise ...

Federal Housing Finance Agency Director Bill Pulte said the government agency is "actively evaluating" portable mortgages, which would allow a homeowner to transfer their loan from their current home ...

With decades of equity and their children facing a tough housing market, older homeowners are helping their children buy ...

Getting approved for a mortgage is tough: Lenders review your income, assets, and outstanding debts. According to the New York Fed, the average rejection rate for mortgage applications rocketed to a ...