In a series of three issue briefs to be released over the coming weeks, Pew shows the extent to which households are financially vulnerable when faced with a financial shock. The briefs provide ...

Beyond 200 nautical miles from the seashore lie the international waters of the high seas global commons covering 45 percent of the Earth’s surface. The time is ripe for a new initiative of great ...

Increasing broadband deployment has been a critical component of the United States’ response to the COVID-19 pandemic and a central aspect of the recent wave of funding aimed at modernizing the ...

For the past two years, state and local governments have been a major force in the job market, hiring new employees at a pace not seen in decades and helping drive the nation’s overall employment ...

For U.S. communities, preparing for and adapting to the threat of flooding, wildfire, drought, and other disasters is essential now more than ever. But it’s nearly impossible without sufficient ...

More than half a century after its creation, the National Flood Insurance Program (NFIP)—which provides federally backed coverage for homeowners and small businesses in 23,000 communities—is failing ...

In Philadelphia, the number of residents over the age of 65 has increased by 20% over the last decade, making older people the fastest-growing age group in the city. Some 223,220 ...

Philadelphia has often been described as a city of neighborhoods, with more than 150 of them throughout the city. These communities’ history, landscape, and vibrancy—as well as their residents—are as ...

Most public pension plans without Social Security coverage—which account for about 27% of state and local workers, including 40% of teachers—fail to meet The Pew Charitable Trusts’ guidelines for ...

Pew's Safe Small-Dollar Loans Research Project classified states into three categories—Permissive, Hybrid, and Restrictive—based on their payday loan regulations. Nationally, the average usage rate ...

Effectively administering health care programs is a critical element of sound fiscal management for state and local governments. As health care and corrections have emerged in recent years as fiscal ...

Most homebuyers in the United States use mortgages to purchase their homes. But outdated policies have made small mortgages—loans for homes priced below $150,000—increasingly expensive for lenders and ...