Earn Extra interest on FD😍 Using FD Laddering🪜🤑 Making an FD ladder is one of the best strategies to manage fixed income instruments, because using this concept, one can enhance their return and manage liquidity in the investment. The rate of interest offered by banks varies across tenures. Usually, the best return of fixed deposit is given on the longer-term FDs, ie. 3-5 years. As the ladder gives you the liquidity at desired intervals, you can still book all your FDs for long-term tenure of

Extra returns on FD 💸 📍You can optimize your returns on FD using FD laddering 📍When you expect the FD rates to change in the near term, instead of doing one FD over a long duration; you can consider doing a series of FDs over a period of time 📍This is known as FD laddering 📍So you simply divide your investment in FDs and spread them over multiple smaller FDs with different maturity periods 📍This helps you earn better returns in rising interest rate environment and also helps better manage