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Understanding Minimum Daily Balance Requirements and Fees
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Do you know that your Average Daily Balance (ADB) is the basis to compute for the interest your account earns for a period? ADB is computed as the sum of your daily balances divided by the number of days per month. In order to earn interest, deposit accounts usually require a minimum monthly ADB. Interest is credited to your account at quarter end. A minimum balance requirement, on the other hand, is the amount of money you need to keep in your account to avoid incurring service charges. The amo
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Minimum Balance Rules — Sabko pata hone chahiye! SBI, HDFC, ICICI, Axis… kitna rakhna mandatory hai? 1% bhi kam hua → ₹150–₹600 penalty/month lag sakti hai. Save this post & check your bank account today. Tag friends who should know this 🔔💙 --- 🔥 CTA 👉 Save to avoid penalty 👉 Share with someone who banks in metro/urban areas 👉 Follow @investinhub,india for daily financial awareness --- 📈 Hashtags (Viral Finance India Specific) #thefinanceindia #financialliteracy #bankingawareness #indianb
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