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💡 The Mortgage Hack Most Canadians Don’t Know About! 🤫🏡 Did you know you can save thousands of dollars just by reviewing your mortgage at the right time? In Canada, your mortgage term usually renews every 3–5 years. 👉 If your term is ending soon, you may be able to switch from a fixed rate to a variable rate without paying any penalty. 👉 If you’re early in your term, compare your penalty vs. potential savings before making the switch. Many homeowners ignore this simple step — but this one m
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